Web · Android · iOS
mMoney
A mobile wallet for Barbados: pay bills, top up and send money. Elixir services with Flutter apps on iOS and Android.
A full-stack financial services platform that powers digital wallets, merchant payments, kiosk cash operations, and compliance workflows across web and mobile.
mMoney is a comprehensive fintech ecosystem built to handle real-world money movement with strong reliability, auditability, and modular scale. The platform is structured as a multi-app Elixir umbrella with domain-specific services and companion Flutter clients, enabling fast product iteration without sacrificing operational safety.
Core Features:
- Wallet Operations: Consumer wallet flows for transfers, deposits, withdrawals, and balance visibility
- Merchant Tools: Merchant-side flows for payment operations, account management, and transaction lifecycle control
- Kiosk/ATM Workflows: Cash-in/cash-out support with denomination handling and transaction state tracking
- Compliance & KYC: Multi-level verification, risk scoring, and policy-driven controls integrated into transaction flows
- Ledger Integrity: Structured debit/credit handling with clear references and traceable status transitions
- Operational Ticketing: Internal ticket-based workflows for approvals, audits, and controlled transaction execution
- Cross-Platform Delivery: Flutter clients paired with Phoenix services for consistent product behavior across interfaces
- Modular Architecture: Domain-separated OTP applications for safer deployments, clearer ownership, and long-term scalability
Technical Stack:
- Backend: Elixir, Phoenix, LiveView, PostgreSQL, OTP umbrella architecture
- Mobile: Flutter, Riverpod, generated providers/models
- Operations: Role-aware web interfaces, internal workflows, and audit-friendly transaction handling
- Engineering Focus: Fault tolerance, consistency guarantees, and production-grade maintainability
The platform solves a hard problem: unifying wallet, merchant, kiosk, and compliance concerns in one coherent system. By separating domains cleanly while preserving end-to-end transaction integrity, mMoney supports both product velocity and operational trust.
